Credit Worthiness

Credit Worthiness is an important business and personal asset each person has to manage. I mean this is an asset which could make or break business relationships and interestingly in some cases personal relationships. This is a complex abstract thing that is evaluated in many ways by different entities. What... Read More

Get Your Credit Score To Soar In The Twinkling of An Eye

Ever wonder how a creditor decides whether to grant you credit? For years, creditors have been using credit scoring systems to determine if you'd be a good risk for credit cards and auto loans. More recently, credit scoring has been used to help creditors evaluate your ability to repay home... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to your statement you find a "convenience check" included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this "instant" money. A... Read More

Four Tips How Homeowners Can Rebuild Their Life After a Foreclosure

Let's face it, if you are facing the possibilities of losing your home due to a foreclosure and you think that you may never be able to purchase another home anytime soon. Keep reading.I am going to share with you four steps you need to prepare yourself for that transition... Read More

Credit Report Hassles

There is no end to the amount of pain that your credit report can cause you. If you have a bad credit history this is something that can follow you around and wreak havoc on your life without you even knowing it. Do you know how many people did not... Read More

5 Surefire Ways To Eliminate Credit Card Debt

Do you have enormous credit card debt? You are certainly not alone. According to research, the average family in the United States has $7000 in credit card debt and pays about $1000 in interest each year! Throw in a late payment or two, or an over-the-limit charge, and that number... Read More

Trade Credit: How to Determine if You Should Offer Net-30 Terms to Your Customers

What is trade credit?One of the major differences between consumer and commercial transactions is that most, if not all, consumer transactions are paid in cash or by credit card at the time of sale. Because of this, most consumer businesses never have to worry about extending credit to a customer... Read More

How To Survive In A Plastic World, Qualifying For Credit Card

Let's face it, having credit is no longer a choice. "Don't leave home without it" is more like "can't buy a home without it." Your credit now determines the neighborhood you live in, the kind of car you drive and, sometimes, even whether or not you get a particular job.Credit... Read More

Are 0% Credit Cards Reaching Their End?

Are Credit Card companies starting to feel the pinch? We all know that the Credit Card companies make their money by charging us interest on the money we borrow. With all the 0% balance transfer offers that we have seen over the last few years its no wonder these companies... Read More

Learning the Disturbing Facts about Credit Card Debt

When I received my first credit card in the mail at age 18 I was ecstatic, I said to myself, wow now I'm getting somewhere in life. This credit card company thinks I'm worthy of 500 dollars in credit. So I made my monthly payments like a good consumer and... Read More

How To Start A Second SEPERATE Credit File!

Your personal credit file is separated from those with the same or similar names by several factors, including a driver's license number, birth date, or spouse's name. Although these are three important identifying marks, the number one identifying mark on your credit report is your social security number. Since there... Read More

What Does Your Credit Say About You?

A credit report is more than just a snapshot of your financial picture; it can assist credit grantors in determining your overall risk factor. Additionally, lenders, credit grantors, and even human resource departments often use it as a tool to determine a person's character.When applying for a mortgage, your lender... Read More

Credit Report ? How Your Credit Score is Determined

Most consumers are aware that they have something known as a credit report that is used to determine whether or not they would qualify for a loan. Fewer are familiar with the FICO score, a creation of the Fair, Isaac, and Co. which distills their entire credit report down to... Read More

A Debt Mentality

While working through my own debt situation, and helping others resolve their life issues regarding debt and credit, it never ceases to amaze me how similar the life stories are and how profound is the effect of debt on the way a person thinks about life, irregardless of how much... Read More

Online Credit Report and Online Credit Reports

Online credit reports are easily accessible to those interested in viewing them. If you have wondered about what kind of credit score you have, you can go on the Internet and look at your online credit report. Most people are concerned that they have good credit and a solid standing... Read More

Rate Tarts Losing Ability to Cherry Pick

A "rate tart" is someone who switches from one zero per cent introductory credit card deal to another to avoid paying interest; however they may be set to become something of the past. Recently a number of the major credit card companies, including Egg, Barclays, the Royal Bank of Scotland... Read More

14 Common Credit Mistakes

Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel empowered by taking knowledgeable steps towards good credit, and you'll be on your way to purchasing real estate and greater financial freedom.If you plan to finance real estate, either as a home buyer or an... Read More

New Law Provides Free Annual Credit Report

As of Thursday, December 1, 2004, one-third of Americans will be able to access their credit reports from all three main agencies for free. Passed in late 2003, the Fair & Accurate Credit Transactions Act creates a central source consumers can use to obtain a free annual credit report.Equifax, Experian,... Read More

Why Credit Cards are a Bad Idea

Credit cards are just so convenient, aren't they? There's no need to carry any money with you ever again: you can just take one with you to the shop and pay the exact amount just by handing it over. If you haven't been paid yet, then you don't need to... Read More

Getting Married? What Are The Finance and Credit Implications?

There is a big difference between looking after your own finances while living alone, or with parents, and living with a partner. The transition can be very difficult, especially if both partners are strongly independent, or one partner is financially weak and the other strong. In fact, it is an... Read More

Saving Money: Quick Cash, High Cost

I didn't think it was possible. But it is. Folks, there is something worse out there than putting everyday expenses on a credit card, then carrying the balance. The guys I'm going to tell you about make the credit card people look downright benevolent. Meet your smiling neighborhood cash advance... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your lenders. Whether you are shopping for a new home or auto, or searching for the best deals on insurance, your credit worthiness will be judged by your credit rating or credit score.A bad credit history... Read More

Credit Card Entrapment - The Secrets are Out

Have you ever wondered why your credit card bill is so high and you can't seem to pay off the balance? Well you are not alone in this. You should be aware of a couple of trick that they use and you probably don't even pay attention to it, but... Read More

The Easy Way To Gain Access To Your Free Online Credit Report

When you apply for credit, those lending you the money want to know if you are going to pay them back. One way they decide if you are a good risk is to see how you've dealt with other people's money. They find this information in your credit report.Your credit... Read More

How To Eliminate Credit Card Debt

There is almost nothing more troublesome than having too much debt to pay each month. Consumers incur debt for many different reasons. Sometimes illness, accidents, or just bad luck can make it seem impossible to get finances under control. Other times it is simply because we spend more money than... Read More

Security Service acquires Colorado credit union
Bizjournals.com
Security Service Federal Credit Union, which has been steadily growing its Colorado presence in recent years, has acquired another credit union in the ...
Security Service acquires Colorado credit unionSan Antonio Express
Texas credit union acquires NorbelBoulder County Business Report
Credit Union in Texas buys Colo.'s NorbelDenver Post
The Coloradoan -Credit Union Times
all 10 news articles »

Live Trading News
CREDIT MARKETS: Few Issues Cap Busy Week For Corporate Bonds
Wall Street Journal
In high-yield, Ford Motor Credit Corp.'s 7-year notes sold on Wednesday were similarly oversubscribed. Even secondary trading volumes have picked up since ...
CREDIT MARKETS: Tepid Auction, Refi Fears Dominate TradingWall Street Journal
Analysis: Equity 'volatility' vs credit market, what to believe?Reuters UK
Stock Index Futures or Treasuries?Inside Futures

all 410 news articles »

This is Money
The New Credit-Card Tricks
Wall Street Journal
The Credit Card Accountability Responsibility and Disclosure Act of 2009, known as the Card Act, was intended to reshape the contours of consumer finance. ...
Should you carry multiple credit cards?Bankrate.com
How to Safely Build CreditThe Consumerist (blog)
What is a merchant supposed to do when a credit card is left at his or her ...Seattle Post Intelligencer (blog)
U.S. News & World Report (blog) -Helium -e-wisdom.com (blog)
all 18 news articles »

Christian Science Monitor
Lessons from my worst money blunders: credit card emergency fund
Christian Science Monitor
Depending on credit cards for emergencies can land you deep into debt quickly. Putting just a little bit away each month instead could save you from ...
The Lifeline for College Students: Credit UnionsHuffington Post (blog)
What Credit Cards Cost the PoorThe Atlantic
Who Pays For Credit Card Rewards?NPR (blog)
MarketWatch (press release) -U.S. News & World Report (blog) -The Economist (blog)
all 101 news articles »

MDC Holdings 2Q Loss Narrows, Helped By Tax Credit; Orders Up
Wall Street Journal
Outside of orders, home builders have seen better results in recent quarters, helped by the federal government's tax credit given to first-time home buyers. ...
M.D.C. Holdings Announces Second Quarter 2010 ResultsMarketWatch (press release)
Homebuilder MDC Holdings trims 2Q lossBusinessWeek
Homebuilder MDC Holdings narrows loss in Q2 as closings soar 71%Denver Business Journal

all 26 news articles »

Sandusky Register
Cedar Fair gains new credit line, loan package
Toledo Blade
The deal with KeyBank, Wells Fargo Bank, UBS Loan Finance, Fifth Third Bank, and Sumitomo Mitsui Banking Corp. gives Cedar Fair a revolving credit line of ...
Cedar Fair Completes Refinancing of Senior Secured Credit FacilitiesPR Newswire (press release)
Cedar Fair Completes Issuance of $405 Million of Senior Unsecured NotesPR Newswire (press release)
Cedar Fair completes refinancing of its debtSandusky Register
Cincinnati.com
all 43 news articles »

TheStreet.com
S&P upgrades Invesco credit ratings
BusinessWeek
Standard & Poor's raised investment-grade credit ratings for Invesco Holding Co. Ltd. on Wednesday, citing the investment manager's recent performance ...
AT&T Placed on Credit Watch NegativeTheStreet.com
AT&T's corporate credit rating faltersSan Antonio Express
AT&T: Focus On Buybacks Could Spur S&P Credit Rating CutBarron's (blog)
Reuters -MarketWatch -Wall Street Journal
all 54 news articles »

US CREDIT-Lincoln National bonds attractive after earnings
Reuters
N) bonds may be a safe bet as the insurer enhances its liquidity, sees positive credit ratings actions and pays off its obligations to the US government. ...

and more »

FreightCar America gets $30M credit facility
The Associated Press
CHICAGO — Railcar manufacturer FreightCar America Inc. said Friday that it has entered into a senior secured revolving credit facility for $30 million. ...

and more »

CBC.ca
'Dinner for Schmucks' boasts strong Friday; 'Charlie St. Cloud' lands in fifth ...
Entertainment Weekly
Image Credit: Merie Weismiller WallaceDinner for Schmucks opened Friday night in the $8 million range, giving Inception, the number one ...
'Dinner for Schmucks' and 'Cats & Dogs' sequel vie for box office dollarsEntertainment Weekly

all 1,071 news articles »

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How a Credit Card Can Be Your Friend