How to Choose Wisely a Credit Card

So, you've made the decision to apply for a credit card. It's an important step for any consumer. Whether this is your first application in an effort to establish your credit, an addition to your existing credit card portfolio, or a plan to re-establish unsatisfactory credit, it is critical to... Read More

Why Live Frugally

What is it about being frugal, why do it at all? Actually, some people don't do it at all, they have decided that what they want and desire is what they are going to get and they feel they deserve it. I have no trouble with that; more power to... Read More

Improving Your Financial Position

If you want money you need to learn how to control it. You need to improve your financial education and build your discipline. I am going to reveal to you how you can do both. Let me ask you a very simple question. Do you want money? Of course you... Read More

If I Had a Structured Settlement, I Would Use It to Pay for Gas

Has anyone been to the gas pumps lately? Soon $3 a gallon will be the asking price and we'll either have to become cyclists or create some additional income. I plan to do both of course because you can balance thrift and greed pretty well as you ride your bike... Read More

5 Ways to Absolutely Destroy Your Finances!

Ben Stein has a book called How to Ruin Your Finances. To be honest, I'm not sure an entire book is needed on the subject-there are some fairly quick and easy ways to accomplish the task. (Before continuing, let me be clear that I do not actually recommend such activities-This... Read More

10 Quick And Cheap Ways To Cut Your Heating Bill

When you received an energy (heating) bill last winter, were you afraid to open it? Granted that we have a home with a lot of really big windows, but we saw energy bills last winter in the hundreds of dollars. Your bill probably wasn't that bad but I'm guessing that... Read More

Money Matters - Really!

One of the biggest challenges facing black RELATIONSHIPS today are finances. Many people mistakenly feel that money does NOT matter. In fact, money matters the MOST! Why? Most people do not have a clue about their own financial destiny.You know you want to own a home and save some money... Read More

Basic Bank Accounts Failing the Basic Needs of Consumers

The lists of bank and savings accounts that are available to most people are bewildering. A quick look at a comparison site like Moneynet or Moneyfacts will reveal thousands of different products. Unfortunately many of these accounts are not accessible for anyone with either a poor or even no credit... Read More

Accessing Funds You Never Knew You Had- Household Utilities and Mortgage Expense Reduction Plan

For most of us the process of getting out of debt and pursuing a venture that would create an income stream leading to early retirement seems just a pipe dream. It goes without saying; it takes money to make money. Most of us have had our eye on pursuing a... Read More

Do You Know What Tomorrow Will Bring?

I've been sharing the following idea with people for a few years now, and realized recently that I had never written specifically about it. So here it is:"I cannot predict the future."That may seem simple enough, and it's certainly accurate, yet for many advisors, this edict is completely disregarded. How... Read More

Are You Sick of the Financial Insecurity of Fluctuating Seasons and Income?

Finding a stable and secure income that will come year in, year out, no matter what happens on the farm, will give you real peace of mind. By investing off farm, you are not only providing a secure income now, but also preparing for retirement. This IS attainable by all... Read More

The World is Not Enough - Calling for a More Ethical Approach to Personal Finance

At a time when the entire world's attention is focused on the problems of world debt, with the Live 8 concerts, the G8 summit in Scotland, the Make Poverty History Campaign (MPH) and the various anti-poverty marches, it seems that everyone wants the world's governments to behave more ethically towards... Read More

Single Mother and Learning how to Save

Saving may seem easier if you were saving for a new car, or a vacation however when it comes to saving in general it may prove to be more challenging because you may not necessarily feel you are receiving a reward from it. However saving pays off, especially as a... Read More

Budget Planning - Its Elementary My Dear Watson

Does it feel like you have to be Sherlock Holmes to solve the mystery behind balancing your personal budget? Are you living a mysterious thriller where your realization of "financial independence and security" is a vicious repeating cycle of debt? Don't be afraid?...Somehow you've ended up lost in the "plastic... Read More

The Wright Place - Finances

Women have a love/hate relationship with money. Most of us do not enjoy dealing with it, yet we know not having finances under control will cause our entire family to suffer.A recent guest on the show Karen Franks, explained how important your credit is and how you should check on... Read More

Bankruptcy Laws Get Tougher - More Expensive

If you've been thinking about filing for bankruptcy, your best bet might be to file now.A new bankruptcy law takes effect in November that will make it harder and more expensive for most families to file for bankruptcy and discharge their debts.The major result of the new law is that... Read More

Financing Collectibles for Fun and Profit

With the advent of the internet and especially auction services like those provided by Yahoo and E-bay, serious collectors have much larger arenas in which to buy and sell their wares. This provides the opportunity for quick discovery of hard-to-find items that previously might have taken years to find.Depending upon... Read More

Chex Systems ? Why Every American Needs To Guard His Checking Account With His Life

Most Americans have been brought up to be concerned about a good personal credit rating, because of the role a positive rating can play in your long term plans; purchasing a home, buying a car, getting a business loan, etc. They have also been made to understand that the premier... Read More

Are You Ready To Be Fired?

Your boss has just informed you that your department is being reduced by two and you are fired. After he leaves, what are you going to do? This is not about finding a job it's about being prepared for financial change. How you prepare for employment change is different for... Read More

Simple Ways to Save Money

Things are so expensive these days. We seem to be hearing, and saying, that a lot lately at the gas pump, in the grocery store and especially when paying bills. But there are simple ways to help save money without making sacrifices in your lifestyle. Small savings can turn into... Read More

Want Your Savings to Earn a Higher Rate of Return? Try Internet Banking

Doesn't it seem like the only impressive numbers we've seen this summer are the digits on the thermostat and the unaffordable prices of homes? Real estate has been excruciatingly hot for the past few years, but getting in the market now puts you in the high-risk category for a heat... Read More

Improve Your Professional Image Using Address Labels

One of the simplest ways to improve your professional image is by using address labels. Self-adhesive business labels are THE way to go when it comes to a professional image. Why handwrite addresses when you can get preprinted ones cheaply and easily?Most companies today use some form of preprinted address... Read More

What is ChexSystems?

Commonly referred to as the first of the three major "Check Systems" in the U.S., Chex Systems is an association of financial institutions that network together in order to develop a database that maintains the records of mutually unwanted customers. To make sure that only financially responsible individuals open up... Read More

Knowing Me, Knowing You: Why ID Protection Plans Are Flawed For Fraud

ID theft is a major consumer concern, though there is apparently much confusion about proactive protection initiatives and apparently safe and unsafe spending behaviour. For example, many consumers remain reluctant about shopping online, but they may still give out personal details over the phone in a cold call, or they... Read More

Help With My Annuity

The cries are heard from the distance, "I need help with my annuities." Nothing has changed...just a lonely senior who can't trust anybody with her annuity because every time she asks for advice, someone tries to make her invest in a different annuity...Sound familiar? Well you are not alone.Often times... Read More

MiamiHerald.com
PersonalFinance: When retirement isn't voluntary
Reuters
Ester Dela Cruz, laid off nine months ago from her job as an elderly care worker, searches for employment at a jobs center in San Francisco, ...
Social Security Aims to Close Valuable Loophole for Early RecipientsCBS MoneyWatch.com (blog)
Despite troubles, Social Security's a successMiamiHerald.com
The CornerNational Review Online (blog)

all 169 news articles »

Personal Finance: What about me?
Washington Post
I love reading the Ask Amy column. The syndicated columnist gives witty and straightforward responses to a wide variety of questions from her readers. ...

5 Reasons You Should Buy Your Latte
U.S. News & World Report (blog)
The Latte Factor, a term coined (and trademarked) by personal finance guru David Bach, is one of the most talked about concepts in the ...

Personal Finance: Rhee and Johnson tell their wedding guests to stay home
Washington Post
I would hope they also made personal calls to every one they told to stay home) that the initial plans were "not what we had intended. ...

and more »

Telegraph.co.uk
Will house prices fall further?
Telegraph.co.uk
Economists have already issued a warning that a second house price crash can be expected due to a bleak ...
Britons to lose equivalent of average salary off homeTelegraph.co.uk

all 179 news articles »

Adweek
TheStreet and Bundle Team up to Share Content and Audiences across Their ...
MarketWatch (press release)
"We firmly believe, as does Bundle, that personal finance spending and investing recommendations don't exist in a vacuum. With access to Bundle's great data ...
TheStreet Does Deal With BundleAdweek
Bundle Introduces “My Money�: Track Your Daily Spending and Compare with ...Benzinga
Nasdaq Stocks to Watch: BNHNA, PTNR and TSCMLB News

all 37 news articles »

A Bull Market for Financial Literacy
District Administration
District 51 requires a semester course in economics or finance that can be fulfilled within the personal finance or independent living classes, according to ...

and more »

PERSONAL FINANCE NEWS
CITY A.M.
Confidence among landlords has dipped for the first time in almost two years. The latest National Landlord Association Optimism Index shows a drop from 51 ...

Health law's retiree perk won't last long
MarketWatch
Robert Powell has been a journalist covering personal-finance issues for more than 20 years, writing and editing for publications such as The Wall Street ...

and more »

Reuters
PersonalFinance: Strategies for new credit card rules
Reuters
WASHINGTON (Reuters) - Finally, the new limits on credit card fees called for in last year's credit card legislation are here. ...

and more »

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